Here's the current status: Boat is docked on finger pier in about six feet of stable depth (TVA's already lowered the levels and Marina reports my side of the slip stays pretty constant after that). Keel is wound up about 80% to prevent getting her stuck in the mud. Outboard was removed and taken home to prevent freezing/growth. All sails removed and dry stored at home. Cockpit and companionway canvased down. Weekly check of foot and "bilge" areas to inspect for standing rain water (I've got a minor topside leak somewhere that let's about 1/2" of water collect after heavy rains); sucked out each time I find any. 75 Watt cage light onboard to prevent freezing, but have been nervous about leaving it "on" due to fire hazards. Fore/Aft lines/springlines all doubled up and looking in good shape. Bumpers (3) dockside, with one on the bow "just in case".
Last weekend, we had a fairly impressive wind/rain storm that hit while I was on the dock doing my checks. Boat heaved and rolled anywhere from 15 to 30 degrees each axis...we had whitecaps on the lake. Noted no obvious damage to boat, lines, etc...but it sure was a "show" to watch!
Our winters here in TN start getting "nasty" around mid-late January and end sometime around late February to early April...depending on the year. We don't have constant snow...but when it comes, it can be impressive; say 3-4 feet every now and then. Ice is a bigger concern, and I'm expecting some heaving icing this weekend (though the lake itself really doesn't freeze beyond the still shallows).
So, I've opted to leave her "wet" for two basic reasons: First, I don't have a "free" place to store her dry, and second, I don't have vehicle stout enough to tow her anyway...great trailer, but need to beg, borrow, steal to get it moving. All in all, it's pretty cheap/convenient to leave her in until I pull out onto the hard for a day or so this spring to "dry out".
Anything I should be really scared of at this point? Am I flirting with a boat being sunk by snow/ice, will I find that the entire bottom is eat out? Stuff like that?
Any experience/advice is appreciated towards keeping my ulcers down this season

Dizzy